Choose the program that best fits your needs. From Check Guarantee to Verification of funds to a checking account.

Checks are an unwavering fixture in American business. As the payment option continues to remain popular among consumers, check acceptance has had great advancements over the years, with Electronic Check Conversion as the latest innovation. Improving efficiency and reducing risks associated with check acceptance, Electronic Check Conversion converts a traditional paper check into an electronic check (EFT) at the point-of-sale and processes it through the Federal Reserve Automated Clearing House (ACH) network. Similar to the process of a credit card transaction, the check information is approved electronically, debited from the check writer's account through the ACH network and credited to your account.

This electronic process saves time and gives you an added convenience and security by allowing hassle free transactions and reduced risks of checks returned for Non-Sufficient Funds (NSF). Cynergy Data's Electronic Check Conversion also comes with a guarantee: checks submitted through our check conversion system will be electronically deposited directly into your checking account within 48 hours.

Electronic Check Conversion will let you broaden your check acceptance options with confidence. In transactions ranging from accepting out-of-state checks to accepting large check amounts, Cynergy’s Electronic Check Conversion lets you broaden your options with assurance, giving you more time to focus on your business and your customers. Save time, add convenience and reduce risk with Electronic Check Conversion.